When you are caring for a relative, it seems obvious that health care providers would readily answer your questions. But health professionals and health plans are not permitted to freely give information. This can interfere with your ability to help your loved one follow doctor’s orders or figure out insurance billing.

Rules about confidentiality

You’ve probably heard the term “HIPAA.”

READ THE ENTIRE ARTICLE

For more information about Hospice & Palliative CareCenter, visit http://www.hospicecarecenter.org!

Stay Connected!

Soure: Winston-Salem Journal

By Annette Fuller
Published: February 09, 2011

Doctors’ busy schedules are no excuse for them not taking the time to discuss end-of-life care options with their patients, said Dr. William Blackstock, program director of the Comprehensive Cancer Center at Wake Forest University Baptist Medical Center.

“Some of my colleagues do a fabulous job of discussing these issues with their patients,” Blackstock said. “But too many of my colleagues almost never have these discussions until the patient is seriously ill. At that point, they may be taking pain medication that can confuse them. We need to have these conversations sooner than that.”

And it’s not just an issue of doctors not having enough time, he said.

“There is a skill set to this,” Blackstock said. “We are not trained to do this. It’s not something that we emphasize during residencies or fellowships.”

That’s why Blackstock is glad that the American Society of Clinical Oncology recently published a 24-page booklet, available online, that advocates for more involved conversations between patient and doctor earlier in the process about the patient’s choices for care and treatments during his or her last few months of life, if treatments are not successful.

Cancer patients are “at different places” when doctors first bring up this topic, Blackstock said.

“Some want these discussions early; some want it later,” he said. Even if the patient puts off the topic, due to fear, “it is still the doctor’s responsibility to engage the patient in this discussion. It’s part of taking care of them, just as much as the medical treatment.”

READ THE ENTIRE ARTICLE

For more information about Hospice & Palliative CareCenter, contact Ann Gauthreaux, public relations director, at 336-768-3972, or see Hospice’s website at http://www.hospicecarecenter.org!

Stay Connected!

The changes to Medicare for 2011 provide your loved one with several free prevention services. The idea is to catch major health problems early by lowering the cost for screenings.

The changes apply to everyone with Parts A and B. If your family member has a Medicare Advantage Plan, check with the plan itself about benefits for 2011.

Following is a sample of the services to be covered. Most are offered at no cost. Some require payment of 20% of the approved Medicare fee. Important: To get these savings, your family member must use a doctor who has signed on with Medicare.

• Yearly wellness exam. An annual visit to look at current health issues. This is also a time to discuss personal risk factors and steps for preventing disease. Patients new to Medicare are entitled to a more extensive “welcome” exam within their first year of signing up.
• Bone density screening. Bone mass evaluation every 24 months for persons at risk for brittle bones.
• Cancer screening. Four types of tests are covered for colon or rectal cancer. For women, there are yearly mammograms. Plus, there is coverage for Pap smears, pelvic exams, and a physical breast exam every 24 months. For men, PSA tests and physical exams for prostate cancer are provided yearly (with a 20% fee).
• Diabetes screening. Provided twice a year for at-risk individuals (with a 20% fee).
• Flu/pneumonia prevention. Flu shots are covered annually. Anti-pneumonia shots are also covered and typically last a lifetime.

Prescription costs may also go down for your family member in 2011. If he or she reaches the “donut hole” coverage gap, the cost of brand-name drugs will drop 50%.

For more information about Hospice & Palliative CareCenter, contact Ann Gauthreaux, public relations director, at 336-768-3972, or see Hospice’s website at http://www.hospicecarecenter.org!

Stay Connected!

Are drug costs a worry for your elder family member? This year, new assistance is available for many Medicare Part D participants.

Your family member may qualify for “Extra Help.” This program helps pay for a Medicare prescription plan. It trims monthly premiums and the annual deductible. And it shrinks the co-pay costs for prescriptions. The average annual savings is $3,900.

If your family member didn’t qualify for the program last year, apply again. There are new criteria this year. They make the “extra help” available to more people. Eligibility is based on income and financial resources. Specifically,

• Income must be less than $16,245 per year for an individual or $21,855 for a couple.
• This year, income does NOT include any help received from others for expenses such as rent, utilities, and food.
• Financial resources include bank savings, stocks, and bonds. An individual can have no more than $12,510 in such savings. A couple can have no more than $25,010.
• This year, life insurance policies are not counted.

You can apply online or call Social Security at 800-772-1213. Ask for help with prescription drug plan costs. They will send you the application.

Even without Extra Help, your loved one may get a rebate. The rebate is for individuals who fall into the Medicare Part D coverage gap. This is also called the “donut hole.” This year, everyone reaching the coverage gap will receive a tax-free rebate of $250. No application is necessary. A rebate check will be sent automatically to those who qualify. Next year, a 50% drug discount is planned for people who fall in the donut hole. The discount will apply to brand name drugs covered by the individual’s Part D plan.

Some drug companies offer special assistance programs. Check our prescription assistance page for information.

For more, visit http://www.hospicecarecenter.org!

Stay Connected!